Description
To ensure proper documentation, perfection of securities, and compliance with credit approval terms. The role focuses on loan disbursement conditions, collateral management, and post-disbursement monitoring to minimize credit risk.
Review credit and security documentation to ensure compliance with approved credit terms, internal policies, and regulatory requirements, and confirm legal enforceability of securities in liaison with Legal.
Ensure all conditions precedent and documentation are fully satisfied before processing loan and overdraft disbursements on the core banking system.
Conduct pre‑ and post‑disbursement checks, including review of trade/shipping documents, monitoring of temporary accommodations, and follow‑up on outstanding documentation.
Monitor collateral management requirements, including insurance coverage on pledged assets and confirmation of the Bank as loss payee.
Track unauthorized facilities, excesses, and over‑limit positions, and engage Relationship Managers to obtain explanations and corrective actions.
Prepare accurate daily, weekly, monthly, and quarterly credit administration and compliance reports for Management Credit Committee and regulatory reporting purposes.
Requirements
A good first degree in Accounting, Finance, Banking, Economics, or Law. A relevant Master’s degree or professional certification (e.g., ACA, ACCA, or Certified Credit Administrator) will be an advantage.
A formal training in Banking Law/Regulations, Credit Documentation, Collateral Perfection is an added advantage
Minimum of 3–5 years post-qualification experience in credit administration, credit risk management, or loan operations within the financial services industry, of which at least 2 years must have been in the banking sector.
HOW TO APPLY ?
All applications must be submitted ONLINE at : https://apply.workable.com/access-bank/
Interested candidates are advised to submit their applications on or before Tuesday, April 21, 2026, as late applications will not be considered.
Be First to Comment