{"id":57738,"date":"2026-04-16T10:52:31","date_gmt":"2026-04-16T08:52:31","guid":{"rendered":"https:\/\/louma-jobs.com\/cameroun\/?post_type=emplois&#038;p=57738"},"modified":"2026-04-16T10:52:35","modified_gmt":"2026-04-16T08:52:35","slug":"credit-analyst-2","status":"publish","type":"emplois","link":"https:\/\/louma-jobs.com\/cameroun\/recrutements-emplois-stages\/2026\/credit-analyst-2\/","title":{"rendered":"CREDIT ANALYST"},"content":{"rendered":"\n<p><strong>Description<\/strong><br>To assess the creditworthiness of loan applicants, analyze financial data, evaluate risks, and provide recommendations on credit facilities to ensure sound lending decisions while minimizing the bank&rsquo;s exposure to bad debts.<br>Analyze borrowers\u2019 financial statements (balance sheets, income statements, and cash flow statements) to assess financial performance, sustainability, and overall financial health.<\/p>\n\n\n\n<p>Assess credit risk and determine the creditworthiness of individual, SME, and corporate customers using financial ratios, historical performance, and relevant industry benchmarks.<br>Prepare detailed credit appraisal reports and loan proposals, providing clear recommendations on facility type, amount, tenor, pricing, and risk mitigants.<br>Evaluate the quality, adequacy, and enforceability of collateral offered, including landed property, inventory, receivables, guarantees, and other acceptable securities.<br>Conduct industry and market analysis to understand sector trends, competitive dynamics, and potential risks that may impact borrower performance.<br>Perform customer due diligence, including verification of customer information, review of documentation, and participation in site visits where required.<br>Apply credit scoring and risk rating models to quantify borrower risk and recommend appropriate credit limits and structures.<br>Monitor the credit portfolio to track exposures, identify early warning signals, and recommend timely risk mitigation or remedial actions.<br>Ensure all credit assessments and approvals comply with Access Bank Cameroon\u2019s credit policy, COBAC\/BEAC regulatory requirements, and internal control standards.<br>Present well\u2011structured credit recommendations to Credit Committees or approving authorities, clearly articulating risks, mitigants, and justifications.<br>Requirements<br>A good first degree in Accounting, Finance, Economics, Banking, or a related discipline. A relevant Master&rsquo;s degree or professional certification (e.g., ACA, ACCA, CFA, FRM) will be an advantage.<br>A formal training in Financial Analysis, Credit Risk Management, Corporate Finance is an added advantage.<br>Minimum of 3\u20135 years post-qualification experience in credit analysis, credit risk management, or relationship management within the financial services industry.<\/p>\n\n\n\n<p><strong>HOW TO APPLY ?&nbsp;<\/strong><\/p>\n\n\n\n<p>All applications must be submitted ONLINE at :&nbsp;<a href=\"https:\/\/apply.workable.com\/access-bank\/\" target=\"_blank\" rel=\"noreferrer noopener\">https:\/\/apply.workable.com\/access-bank\/<\/a>&nbsp;<\/p>\n\n\n\n<p>Interested candidates are advised to submit their applications&nbsp;on or before Tuesday, April 21, 2026,&nbsp;as late applications will not be considered.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Postulez via https:\/\/apply.workable.com\/access-bank\/\u00a0<\/p>\n","protected":false},"author":8,"comment_status":"open","ping_status":"closed","template":"","categories":[3636,282,2989,23],"tags":[],"villes":[135],"contrats":[148],"diplomes":[159],"_links":{"self":[{"href":"https:\/\/louma-jobs.com\/cameroun\/wp-json\/wp\/v2\/emplois\/57738"}],"collection":[{"href":"https:\/\/louma-jobs.com\/cameroun\/wp-json\/wp\/v2\/emplois"}],"about":[{"href":"https:\/\/louma-jobs.com\/cameroun\/wp-json\/wp\/v2\/types\/emplois"}],"author":[{"embeddable":true,"href":"https:\/\/louma-jobs.com\/cameroun\/wp-json\/wp\/v2\/users\/8"}],"replies":[{"embeddable":true,"href":"https:\/\/louma-jobs.com\/cameroun\/wp-json\/wp\/v2\/comments?post=57738"}],"version-history":[{"count":1,"href":"https:\/\/louma-jobs.com\/cameroun\/wp-json\/wp\/v2\/emplois\/57738\/revisions"}],"predecessor-version":[{"id":57739,"href":"https:\/\/louma-jobs.com\/cameroun\/wp-json\/wp\/v2\/emplois\/57738\/revisions\/57739"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/louma-jobs.com\/cameroun\/wp-json\/wp\/v2\/media\/29870"}],"wp:attachment":[{"href":"https:\/\/louma-jobs.com\/cameroun\/wp-json\/wp\/v2\/media?parent=57738"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/louma-jobs.com\/cameroun\/wp-json\/wp\/v2\/categories?post=57738"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/louma-jobs.com\/cameroun\/wp-json\/wp\/v2\/tags?post=57738"},{"taxonomy":"villes","embeddable":true,"href":"https:\/\/louma-jobs.com\/cameroun\/wp-json\/wp\/v2\/villes?post=57738"},{"taxonomy":"contrats","embeddable":true,"href":"https:\/\/louma-jobs.com\/cameroun\/wp-json\/wp\/v2\/contrats?post=57738"},{"taxonomy":"diplomes","embeddable":true,"href":"https:\/\/louma-jobs.com\/cameroun\/wp-json\/wp\/v2\/diplomes?post=57738"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}