JOB LEVEL: 8 \/ JOB GRADE: 4B
\nECOBANK CAMEROON S.A
\nis recruiting a Senior Credit Analyst, CIB Department
\nready to work across the national territory.
\nThe position is based in Douala.<\/p>\n
I. JOB PURPOSE
\nOperational credit support to Corporate Bank with full accountability for the credit analyst process across client portfolios
\nII. KEY RESPONSIBILITIES
\nAccountable for the review, structuring and approval of credit facilities (CA Package-Spread, BIR, MAP CA Face,
\nRAAC, Checklists, Documentation, CA remarks, CCM; CLMRs) together with the credit centers to ensure appropriate
\ncredit decision taken.
\nAll information required to complete the CA is to be obtained timely for the Credit commentary and analysis to be completed.
\nAll CA\u2019s falling due within the period are to be submitted by the 15th of the month in which they are due.
\nYou are responsible for ensuring the timely submission.
\nYou will be directly responsible for all aspect of the credit analysis and the quality of the submission.
\nYou are required to ensure that the credit quality and integrity of your portfolio is maintained.
\nTo monitor the booking of credit facilities with credit administration
\nAll credit deteriorations are to be advised immediately when knowledge of this comes to hand in order to protect the bank interests.
\nResponsible for credit related advice and guidance on the corporate business.
\nReview corporate bank portfolio and ensure that a maximum NPL of 3% of portfolio and 1% of portfolio revenues is maintained.
\nIn liaison with the relationship officer and credit Administration Department, continuously monitor the portfolio risk to ensure an acceptable portfolio risk rating.
\nProvide back-office support to relationship officers.
\nProactively research market and client related aspects and communicate information obtained through market
\nintelligence reports etc., to pre-empt business risks and opportunities.
\nResponsible and accountable for all aspects of the bank\u2019s lending relationship with customers.
\nResponsible for accuracy and completeness of information supplied to the bank on which decision are taken.
\nResponsible for monitoring the credit performance of customers and assessing on a continuous basis the customers
\ncondition dynamically whenever interim information is available and\/or received.
\nPay regular visit to customers with sales officers (existing and prospects) and promptly document such visits to record
\npertinent information.
\nCredit Management \u2013 35%<\/p>\n
II. KEY RESPONSIBILITIES
\nAchieve minimum customer service rating of very satisfied in terms of turnaround time in submission of credit
\napplication for approval.
\nIn conjunction with relationship officer, develop and maintain credible relationship with clients at appropriate levels through reliable, proactive service delivery and the application of specialist.
\nCustomer Service \u2013 25%
\nRemaining up to date on all bank credit policies, credit products, FX, interest rates as well as economic and
\nsocial development in the environment
\nProvide cover for other credit analyst in case of absence or workload.
\nLead the credit Analyst team and organize the workload
\nYou are required to avail yourself of the considerable web-based training that is accessible on the ECOBANK
\nintranet site to enhance your knowledge and skills on products and services offered by the bank.
\nYou are to demonstrate by way of certificate that you have completed at least 01 meaningful product or risk
\ntraining per quarter.
\nYou are required to appraise yourself of the various courses that are offered externally at
\napproved\/recognized educational institutions and identify those which you believe would be directly
\nbeneficial to further developing your knowledge and skills with a view to progressing your career in discussion
\nwith the CBH, appropriate course will be selected for your further educational enhancement
\nSelf Development & Teaming \u2013 15%
\nEnsure compliance with all group and regulatory policies and laws.
\nEnsure credit facilities are structured in compliance with group credit and other policies.
\nAchieve ARR, FCR, rating of acceptable.
\nPerform all other duties as reasonably assigned.
\nRisk and Compliance \u2013 25%
\nIII. JOB SCALE
\nReporting to:
\nHead Corporate Banking, Cameroon & Regional Client Coverage CESA francophone
\nIV. JOB PROFILE
\nExperience
\nAt least 3-5 years sales experience in Credit Analysis, with good sales track record.
\nCustomer focused & results orientated.
\nGood verbal and written communication skills in relevant languages to the accounts assigned.
\nAbility to pull together various resources to sell and deliver customer solutions.
\nGood organizational and time management skills are highly desirable.
\nResult driven team player.<\/p>\n
V. APPLICATION PROCESS:
\nPlease submit your CV and motivation letter to
\n ECM-Recruit@ecobank.com latest
\nJuly 24th, 2025, at 5pm prompt,
\nwith the subject \u00ab Senior Credit Analyst, CIB \u00bb.<\/p>\n
NB : Only applications matching with the desired profile will be contacted.
\nEcobank is committed to providing equal opportunities to all and fostering an inclusive and diverse workplace.
\nTo this end, we encourage applications from individuals regardless of their nationality, race, gender, age, social class, religion, beliefs, and disability while fully adhering to the local laws and regulations established where Ecobank operates.\u201d Ecobank is an equal opportunity employer and will not discriminate on the basis of gender, religion, ethnicity, physical ability, etc\u2026
\nIV. JOB PROFILE
\nEducation
\nMinimum bachelor\u2019s degree\/ HND \/Licence in Accountability, Finance or Economy or related field of study.
\nPersonal Attributes
\nAnalytical with good knowledge of credit policies and procedures, prior experience in credit process.
\nTeamwork and Cooperation.
\nDecision Making & Supervising.
\nStrong interpersonal, and communication skills<\/p>\n","protected":false},"excerpt":{"rendered":"
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