04 CREDIT CONTROL OFFICERS – CEMAC HU

Department       : Risk Management

Reporting Line  : Team Lead, Credit Control

Location : Douala

Number : 04

Duties and Responsibilities

Ensuring that approved credits are within the confines of the bank’s policy and regulatory requirements.
Ensuring that credit approvers comply with the credit signing limits provisions of the credit policy.
Reviewing all pre-disbursement/collateral conditions to ensure they are in place prior to the availment of facilities or issuance of bonds/guarantees/ISPO.
Processing deferral/waiver requests and ensuring that approval is duly obtained in lieu of documentation gaps.
Issuing bonds and guarantees/ISPOs in line with approval.
Others as may be directed by Management.

KEY PERFORMANCE INDICATORS

Quality of Credit Review
Timely and accurate pre-disbursement review of approved loans
Level of risk awareness created in the Bank via awareness campaigns on credit documentation.
Compliance with all regulations and with zero tolerance for regulatory infractions and penalties;
Zero regulatory/statutory/policy infraction and regulatory penalties. (External Auditors and Regulators’ Exceptions on Credit Risk Mgt related issues)
Timely rendition of Management reports
Review of documentation to ensure complete satisfaction of conditions precedent  (policy guidelines and regulatory provision)
Issuance of CACOMS and conveyance of approvals in line with approval terms and condition
Issuance of Bonds and Guarantees in line with approval conditions

Minimum Education Qualifications

University first degree
(BA LAW, LLM, MBA, MSC, MA, ML and/or Professional Qualifications is an advantage)

Work Experience

Legal documentation/Credit risk management

 Key Competencies:

 Knowledge

Knowledge of Credit Risk Management
Legal Documentation review
Deep knowledge of the Bank’s Products, Services and Processes
Familiarity with the current regulatory environment

Practical knowledge of Credit Analysis and Credit Risk Management
Extensive knowledge of the bank’s credit policies and
Sound Knowledge of Central Bank’s policies, regulations and frameworks and their effects on business environment
Good knowledge of International Financial Reporting Standards
Excellent interpretation of business needs into operational
Good Understanding of the relevant Banking Laws and regulation
Good understanding of the macroeconomic environment
 

Skills/Competencies/Aptitudes

Conceptual skills
Analytical skills
Good Interpersonal and Communication Skills
Strong attention to Details
Ability to work under pressure
Ability to demonstrate initiative
Strong interpersonal skills

APPLICATION SUBMISSION :

Candidates should send their resume and motivation letter to hcmrecruitcameroon@ubagroup.com, with the heading “CREDIT CONTROL OFFICER  – CEMAC HUB” later September 29, 2024

 Only shortlisted candidates will be contacted to proceed to the interview stage.

 If you do not receive any response 01 month after this publication, kindly consider your application as non-accepted for this time